What is your biggest expense?
Nb: I'll write a proper post shortly...
The scary thing is that I'll probably pay the house off faster than the student loan. I have a 15 year mortgage that we've paid on for several years. When I consolidated my student loans, I bumped them out to 30 years to free up more money for monthly expenses since I have low interest rates on the student loans.
Once the house is paid off, then I'll probably pay extra toward the student loans so that they are paid before my son graduates from high school 10 years or so from now.
i have tried to cut back on those expenses by carpooling to work and shopping around for cheaper insurance. its funny to look at a graph of all of my expenses minus the debt and nearly 35% of the money i spend goes towards my car.